Bitwala Card


Looking a way to have a bank account connected to cryptocurrency with a MasterCard debit card. Bitwala bank account is held under their trusted bank partner solarisBank which holds a full German banking license so all Euro fund deposits are protected up to €100,000.
Based in Berlin, Bitwala offers the world’s first all-in-one platform combining a regular bank account, Bitcoin and Etherem wallets, and seamless cryptocurrency trading. Bitwala’s customers can easily buy and sell bitcoin (BTC) and ether (ETH) with fast cash settlement directly from their bank account. Bitwala’s investors include Earlybird, Sony Financial Ventures, coparion, Global Brain, High Tech Gründerfonds, ALSTIN Capital, and Digital Currency Group.
This account offers a Euro debit card with no monthly fee. The card is not multi-currency card so Foreign exchange fees might apply when paying in foreign currencies (non-EUR). You have a crypto wallet attached to your account to store and trade bitcoin.
Bitwala account is :
A complete bank account (opposed to e-money account) free of charge and comes with German IBAN
- Euro deposits up to €100,000 protected by the German Deposit Guarantee Scheme
- Standing orders and automatic payments for service subscriptions
- Send and receive SEPA transactions
- Customer support in German and English
Buy and sell “real” bitcoin directly from your bank account
- Fast and secure 24/7 Trading
- Exchange Euro and cryptocurrencies within minutes
- Trade from just €30 up to €30,000 (rolling 7 days)
- Only 1% trading fees, no hidden fees (network fee not included)
A Debit Card : Convert cryptocurrency to Euro and pay in-store, online, or withdraw globally with contactless debit Mastercard
- Free withdrawals at 40,000+ ATMs worldwide
- Track your spendings through mobile push-notifications
- Free order, free shipment, and free withdrawals at most ATMs
Cryptocurrency Wallets : Non-custodial wallets for bitcoin and Ethereum that let you send, receive and store cryptocurrency
Only you can access your wallet – you hold your private keys
- Cryptocurrency wallets with built-in 24/7 trading
- Cryptocurrency wallets that puts you in control: “Your keys, your crypto”
- Highest industry standards with two-factor authentication, multi-signature keys and biometric authorization
Score
Likes
- EU Availability
- Bank behind its services
- EU IBAN
- Trade Bitcoin
Dislikes
- No Apple/Google Pay
- Only Euro account
Open account | Close account | Domestic ATM Transaction | International ATM Transaction | Foreign exchange fee | Monthly service fee | Loading fee | Shipping cost |
---|---|---|---|---|---|---|---|
Free | Free | ATM Fee | ATM Fee | Mastercard exchange rate | Free | Free | Free |
Network | Insurance | Rewards | Card type | App | Transfer between user | Physical Card | Virtual Card | Apple Pay | Android Pay |
---|---|---|---|---|---|---|---|---|---|
Mastercard | No | No | Debit | Yes | Yes | Yes | No | No | No |
Value dail online transaction | Single ATM transaction limit | Daily ATM withdrawal limit | Monthly ATM withdrawal limit | Max single top-up value | Max daily load | Max daily limit bank transfers |
---|---|---|---|---|---|---|
3’000 EUR | – | 3’000 EUR | 10’000 EUR | – | – | – |
Multiple currency | Currency | Country avaibility |
---|---|---|
No | EUR | EU |
Bitcoin | Other crypto | Transfer In/Out crypto | Without KYC |
---|---|---|---|
Yes | Yes | Yes | No |
IBAN | Country IBAN | Wire transfer | Trading | Banking license |
---|---|---|---|---|
Yes | EU | Yes | Crypto | Yes via partner |
Easy to use
10
App
10
Trust
10
Cost
10
Amazing app!